Bills

AB 2145: Mortgages: principal residence.

  • Session Year: 2025-2026
  • House: Assembly
  • Latest Version Date: 2026-02-18

Current Status:

In Progress

(2026-02-19: From printer. May be heard in committee March 21.)

Introduced

First Committee Review

First Chamber

Second Committee Review

Second Chamber

Enacted

Version:

Existing law generally regulates mortgages and mortgage servicers, including, among other things, prohibiting the acceleration of a loan secured by a mortgage upon specified transfers of residential real property.

This bill would authorize a borrower who has reached retirement age to transfer the interest rate and remaining loan term secured by a mortgage on residential real property to a mortgage secured by a new principal residence, as specified.

News Coverage:

AB 2145: Mortgages: principal residence. | Digital Democracy