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Bills

SB 1315: Drive My Car Act.

  • Session Year: 2025-2026
  • House: Senate
  • Latest Version Date: 2026-04-13

Current Status:

In Progress

(2026-04-22: From committee: Do pass and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (April 21). Re-referred to Com. on APPR.)

Introduced

In Committee

First Chamber

In Committee

Second Chamber

Enacted

Version:

Existing law creates the Department of Insurance, headed by the Insurance Commissioner. Existing law generally regulates the business of insurance in the state, including automobile insurance.

This bill would require an automobile manufacturer to notify the Department of Insurance and automobile insurers of any software updates to vehicle models equipped with an advanced autonomous driving system, as defined.

The Insurance Rate Reduction and Reform Act of 1988, an initiative measure enacted by Proposition 103, as approved by the voters at the November 8, 1988, statewide general election, prohibits specified insurance rates from being approved or remaining in effect that are excessive, inadequate, unfairly discriminatory, or otherwise in violation of the act. Under the act, rates and premiums for automobile insurance are determined based on specified factors, followed by other factors the Insurance Commissioner adopts by regulation. Existing law authorizes the provisions of Proposition 103 to be amended by a statute that furthers the purposes of the act and is enacted by the Legislature with a 2/3 vote. This bill would prohibit an admitted insurer from increasing the premium or rate for automobile insurance based solely or partially on specified factors, including an insureds decision to not engage or activate advanced autonomous driving systems, as defined. The bill would also prohibit an insurer from requiring the use of these systems as a condition of obtaining or renewing coverage and from applying surcharges or fees to nonusers that do not apply to users of those systems. The bill would authorize the commissioner to impose administrative penalties, not to exceed $10,000 per violation after notice and a hearing, and would authorize a policyholder to bring a private right of action for a violation of these provisions. The bill would make other related changes.

Discussed in Hearing

Senate Standing Committee on Transportation3MIN
Apr 21, 2026

Senate Standing Committee on Transportation

Senate Standing Committee on Insurance9MIN
Apr 8, 2026

Senate Standing Committee on Insurance

View Older Hearings

News Coverage:

SB 1315: Drive My Car Act. | Digital Democracy